The 100% Commission Model. One flat operational fee per file—you keep the rest. Whether the loan is $150K or $1.5M, your cost stays capped.
Established in July 2000, Heartland Mortgage Corp. has navigated over two decades of industry volatility—from the financial crisis to the pandemic—proving that longevity is the ultimate testament to resilience and integrity.
| Feature | Traditional Model | Heartland Partner Model |
|---|---|---|
| Compensation | Variable Split. The house takes a larger share of your production. | 100% commission. You retain your earnings after simple, flat operational costs. |
| High Balance Loans | Variable cuts. The house takes a disproportionate share on larger loans despite equal work. | Capped Costs. You retain maximum profitability regardless of the loan size. |
| Autonomy | Employee status. Corporate hierarchy limits your brand and flexibility. | You are the CEO. 1099 Independent Contractor status. |
| Operational Fee | Hidden in the spread with unpredictable costs per file. | Transparent Flat Fee: Predictable, fixed cost per file. |
We believe in fair pricing. No hidden costs or surprise charges.
Independence usually implies "Do It Yourself." Not here.
Whether you are in New York, New Jersey, or Florida, Heartland provides the platform you need to expand your reach.